In the current context, the question arises whether investing in Cetes would be a viable option for the year 2025. According to financial analysts, over the last decade, keeping money in a bank account has meant a loss of value, while investing in Cetes could have generated real gains, with examples such as the S&P 500 that would have tripled the invested capital.
Cetes Directo is a platform that allows access to information about the interest rates offered by Treasury Certificates. It is mentioned that Cetes have recorded variations in their yields, highlighting an increase in the rate for the 28-day term. This has raised considerations about whether it is worthwhile to invest in the stock market and acquire stocks, although it is warned that these types of instruments are exposed to episodes of volatility.
The uncertainty in the markets is highlighted as a result of Donald Trump's return to the White House, along with other factors such as inflation in Mexico and the future decisions of the Bank of Mexico regarding interest rates. Given this scenario, the idea of making money work becomes relevant, raising the crucial question of where to invest in 2025.
Among the options in the Mexican market are yield accounts offered by various fintechs, investment in the Mexican Stock Exchange, and traditional investment in Cetes. Highlighting the diversity of available financial instruments, the question arises whether it is more convenient to invest in Cetes or in company stocks for the next year.
Financial sector specialists have indicated that Cetes continue to be a favorable option for Mexican savers in 2025, as they offer protection against inflation and a relatively low risk. Despite the volatility expected for the currency, Mexican Fibras, and stocks, as well as the possible attractiveness of foreign stocks, Cetes remain a safe and attractive investment alternative.
With interest rates noted for this week, where declines are reflected in the majority of Cete terms, the importance of considering investment as an alternative to avoid loss against inflation is highlighted. It is projected that the S&P 500 will reach 6,600 points by the end of the year, the performance of foreign stocks in the previous year is emphasized, and caution is advised about market volatility, stressing the importance of informed decision-making in the field of financial investments.
