The payment of profits is a constitutional right in Mexico for all people with formal employment. This benefit cannot be suspended, canceled, conditioned, or paid in kind. The company THB, specialized in insurance and risk management, highlights that profits are a recognition of employees' contributions to the success of businesses. According to Condusef, 70% of workers use this resource for everyday expenses, while only 30% consider saving or investing a portion of the money.
THB points out that profits represent an excellent opportunity to improve personal finances through investment, whether in a personal retirement plan or in insurance to protect assets, even considering small aspects like protecting a pet. It is crucial to analyze the best way to use this money obtained as part of labor benefits, establishing priorities to make the most of it.
In this regard, THB offers five keys to take advantage of profits and achieve financial stability. The first recommendation is to use this income to pay off debts, which can alleviate the financial burden for the rest of the year. Additionally, it suggests turning profits into a tool for stability and growth, highlighting that they can make the difference between overcoming a crisis or facing economic complications.
The company also emphasizes the importance of having insurance that meets everyday needs, such as cell phone insurance, as well as essential aspects like health, life, auto, education, or funeral insurance. Strengthening existing insurance to be protected against unforeseen events is an additional suggestion. Lastly, it is recommended to consider investment instruments such as FIBRAs, Exchange-Traded Funds, or individual stocks, always with proper advice, to make the money work for the individual.
