The requirements to withdraw savings from the Housing Subaccount in Infonavit vary according to the Social Security Law under which you contributed. According to Infonavit, you can withdraw these funds if you have a Pension Resolution issued by IMSS due to old age, disability, or incapacity equal to or greater than 50%.
Before 1997, it was possible to request the totality of the funds directly from Infonavit. However, as of 1997, the procedure must be carried out through IMSS or Afore, depending on the case.
In the event of the worker's death, beneficiaries can request the return of the balance from the housing subaccount by presenting the corresponding documents, such as the death certificate and an official identification. It is important to remember that if the worker had legal benefits, the employer contributed the equivalent of 5% of their salary to the Housing Subaccount.
For those who have worked in the formal sector and contributed to Infonavit, there are different scenarios for accessing these funds based on the employment situation and the institute's requirements.
If you did not use your Infonavit credit upon reaching retirement age, you can request the return of the accumulated money. The institution clarifies that you can request this savings whenever you need it to face difficult situations.
To carry out the refund process, the following steps must be followed: check the balance on the Infonavit portal with the NSS or CURP, verify if the requirements are met according to the situation, request an appointment at Infonavit, and present the required documentation, as well as wait for the resolution of the process, which may take several weeks.
