The General Director of Banco Multiva, Tamara Caballero, pointed out that financial institutions in Mexico have maintained prudent origination policies, high levels of capital and liquidity, and active risk management. In a pre-interview ahead of the 88th Banking Convention, Caballero emphasized the fundamental role that the banking sector plays in the national economy, acting as a driver of growth and development for Mexico.
According to data from the Bank of Mexico (Banxico) for the second half of 2024, the Mexican banking system maintains levels of capital and liquidity above what is required, with a declining market risk and increasingly robust system liquidity. Caballero mentioned that one of the current challenges for the banking sector is to stimulate growth in the credit portfolio, which has remained relatively stable after the post-pandemic recovery.
In this context, Banco Multiva is committed to contributing to the development of Mexico by being a 100% Mexican institution. The executive highlighted the importance of generating solid results that contribute to building a stronger, more competitive, and sustainable country, prioritizing development projects that benefit Mexicans.
Tamara Caballero also considered that, despite expectations of low economic dynamism during this year, no significant deterioration in the credit portfolio is anticipated. The General Director mentioned that they foresee a moderation in the pace of credit expansion, but with relatively solid performance, focusing on corporate, government, and commercial banking.
