For the 2024-2025 period, the organization reports capital commitments exceeding 40 million pesos, allocated to the operation of 385 projects. This deployment has generated over 7,300 direct jobs in Mexico, with a portfolio consisting of 338 national projects and 47 international ones. The projection for 2030 aims to reach 30,000 jobs, positioning the model as a key player in the digital economy with a tangible impact.
Structured model: The 5E Method The model's development is based on the Smart Plus Innovator program, a technical support platform that seeks to professionalize the financial management of its users. Through the so-called 5E Method—Explore, Balance, Expand, Undertake, and Execute—the organization establishes a growth path that prioritizes capital sustainability and the creation of business units. The goal is to avoid fleeting growth schemes by creating a structure that consolidates projects and reduces financial risks.
Transition to Decentralized Finance The most disruptive component of the model lies in its migration to a DeFi ecosystem. This scheme aims to eliminate traditional intermediaries and generate an autonomous liquidity system that directly finances productive projects. In this context, technology is positioned as an enabler of financial autonomy, allowing for more direct capital management.
Prospect 2030 and Social Reach The Smart Plus strategy plans to scale from the current nearly 400 projects to 1,000 consolidated productive units by the end of the decade. With this expansion, the organization projects impacting more than 250,000 families and transforming the financial reality of 500,000 people. In an environment where the digital economy continues to evolve, these types of models aim to redefine the financial system: moving from traditional intermediation to schemes based on productivity, financial education, and technological autonomy.
In a context of global economic uncertainty, the Mexican market is beginning to register a transition towards financial models linked to the real economy. In this scenario, the adoption of schemes based on decentralized finance (DeFi) emerges as an alternative to displace speculation and strengthen productive development.
The Smart Plus organization has outlined a technological evolution strategy through its 2030 Plan, with the objective of transforming how assets are managed and business growth is driven.
Productive Impact and Job Generation Unlike digital models focused on speculative assets, Smart Plus's approach shows a direct landing in the productive sector.
