The initiative for reforming delegated collection for payroll loans has been under discussion for over three years due to the significant interests it represents. In 2022, an attempt was made to approve this initiative, which would allow employers to manage and collect their employees' loans or debts directly from payroll, but the discussion did not reflect protection for workers' interests.
The proposal seeks to prevent abuses by 'payroll' companies in states and municipalities that offer loans with exorbitant interest rates, which workers often are unaware of how much they are actually charged. The Condusef has referred to the proposal as a "financial strip store" due to abusive practices and collusion with officials.
In another area, a venture capital meeting was held in New York, where over 100 Limited Partners and General Mexico Partners analyzed the VC landscape in Mexico. Investment in Mexican startups has shown sustained growth, reaching $970 million in investment.
Regarding the real estate market, the demand for used housing has increased compared to new housing in economic categories. Cities like Ciudad Juárez, Culiacán, Hermosillo, and Tijuana have experienced accelerated growth in the valuation of used housing, possibly influenced by nearshoring.
Finally, in Nuevo León, the automotive sector celebrates the production of the one-millionth unit at the Escobedo plant of International Motors, and Kia in Pesquería had a good start in January with the placement of 8,605 units. The automotive industry in Nuevo León appears active and promising.
