There are clear signs that indicate whether a company is trustworthy by providing detailed information without pressuring users to contract services immediately. It is important to be wary of those companies that insist on constant calls, offer 'last opportunities,' or demand quick signing to avoid losing a loan. If a financial entity does not appear in SIPRES, it is advisable to avoid it.
Reliable financial institutions do not pressure users nor require them to complete applications urgently. It is essential that the user initiates contact through the company's official channels. Verifying that the contact information matches that on the official page of the institution is crucial before providing any data.
Obtaining a loan online safely through a reliable platform can make the difference between effectively resolving a financial emergency or falling into frauds that can take months or years to resolve. Cecilia Álvarez, director of Compliance and Internal Control at Kueski, a company specializing in personal loans, warns about the risks associated with digital financial platforms that operate without regulation and promote scams.
Before requesting an online loan, it is essential to verify that the financing platform has an official registration, is legitimate, and is not linked to fraud reports on the Internet or social media. To request a safe loan, Cecilia Álvarez shares six tips, which include verifying official customer service channels, transparency in the terms and conditions of the contract, and checking SIPRES to ensure the legitimacy of the financial institution.
Consulting the performance of a financial entity with Condusef provides information about its reputation and quality of customer service. Checking if an institution is registered in SIPRES before trusting it is fundamental to avoid possible frauds. In summary, when requesting an online loan, it is crucial to stay alert and follow these tips to ensure a safe and reliable transaction.
