Reform of Article 123 in Mexico for Housing

The parties in the Chamber of Deputies approved a reform to Article 123 that will facilitate access to housing for workers, including affordable loans and social leasing.


Reform of Article 123 in Mexico for Housing

As part of the package of 20 initiatives by former President López Obrador, all the parties represented in the Chamber of Deputies supported a reform to Article 123 of the Constitution. This reform aims to grant workers the right to easily rent and buy a house through a new 'social housing orientation system.'

The ruling, which amends section XII of subsection A of Article 123, establishes that Infonavit will create a 'social housing orientation system' that will allow workers to obtain affordable loans for the purchase or improvement of their homes. Although the ruling was ultimately amended to clarify that these changes will only be set in the regulatory law, it explains that the system consists of workers, after one year of contributions to Infonavit, 'being able to access social rental housing owned by the institute, and in these operations, the monthly payment cannot exceed 30% of their salary.'

It is also offered that, after 10 years of renting the same house, the worker will have the right to purchase it under the terms established by law. It specifies that this system 'prioritizes access to social rental housing for workers who have continuously contributed to Infonavit and who do not already own a home. Additionally, in another approved provision, the institute is authorized to acquire land and build housing under the terms set by the regulatory law.'

From the podium, Deputy Armando Tejeda expressed the position of the PAN: 'The commitment is and will be with Mexican families and to help them fulfill their dream of having a dignified, accessible, sustainable, and safe place. If approved, it will be sent to the state congresses, where it must be approved by at least 17 legislatures. That is why our vote is in favor.'

For the PRI, Deputy Jericó Abrahamo also announced from the podium that 'we are in favor of the ruling and that it is for the good of the country and the people.' Patricia Flores, from MC, explained the vote in favor 'because we are clear that it is our responsibility to represent those who do not have the conditions to achieve well-being and happiness.'

The ruling was voted with 469 votes in favor, zero against, and one abstention, and it was sent to the Senate for discussion and voting.