Health insurance is essential for daily needs, but having coverage for major medical expenses is crucial in catastrophic situations that jeopardize both health and financial stability. The number of insured individuals with major medical expense insurance has increased by 50% in the last decade in Mexico, reaching 12.75 million in 2022, according to the Mexican Association of Insurance Institutions (AMIS).
Major medical expense insurance is designed for critical situations, such as serious illnesses and accidents, that involve high costs like complex surgeries and prolonged hospitalizations. Although both health insurance and major medical expense insurance are complementary and respond to different needs, there is confusion surrounding these products in the Mexican insurance market.
In a country where access to quality medical care remains a challenge for many, having oncological coverage is fundamental to provide preventive diagnoses and comprehensive treatments, minimizing financial risks. In this regard, Auna has launched the first health insurance specialized in the full spectrum of cancer in Mexico, encompassing prevention, diagnosis, and comprehensive treatment.
This specialized insurance is particularly relevant in Mexico, where over 80,000 deaths from cancer are registered annually, addressing the critical need for financial support against the costs associated with this disease. The importance of timely prevention and treatment is emphasized in an environment where medical advancements are increasingly accessible.
Specialized cancer insurance has emerged as an urgent solution in a landscape where many people do not understand the differences between the types of insurance available. These specific oncology insurances cover diagnoses, treatments, and follow-ups for diseases like cancer, offering an alternative to those relying on public services or facing financial risks in medical emergencies.
Overall, health insurance and major medical expense insurance have become crucial tools to protect against serious illnesses and accidents, with a growing interest from the population in securing their well-being and that of their loved ones in the private sector.
