The economy is in a phase of deceleration, which has led many fintech companies to apply for banking licenses. In this context, it is crucial to maintain a balance between facilitating financing for individuals and ensuring responsible practices in the origination and collection of credits.
The need for public-private partnerships has been raised to stimulate economic growth, as well as the strengthening of guarantee programs offered by development banks to support SMEs. The level playing field competition between banks and fintech entities that obtain banking licenses is seen as a positive aspect for the sector.
Bancoppel has ventured into new services such as mortgage credit, which has been well received despite still being a small segment. Protecting customer resources and preventing fraud are prioritized by the institution, which carries out constant awareness campaigns about the security of financial information.
Regarding cybersecurity, the importance of implementing strong digital defense measures and closely collaborating with authorities to combat cybercrime is highlighted. Emphasis is placed on the need for a quick and effective response to possible attacks, as well as on the protection of privacy and user experience when using digital financial services.
Bancoppel seeks to consolidate and improve its existing products, as well as continue strengthening its market presence with services such as automotive credit, payroll loans, and remittance reception. The company focuses its efforts on providing an optimized user experience, as well as maintaining high standards of security and protection for the funds of its customers.
