In this context, timely access to financing can define a company's ability to fulfill orders, get certified, or open new markets. According to the financial institution, nine credit schemes are currently offered, ranging from 10,000 to 3 million pesos, with interest rates between 6.75% and 13%, as well as grace periods and incentives for those who make timely payments. State authorities pointed out that these instruments not only cover working capital but also aim to strengthen the competitiveness of Guanajuato's producers abroad by allowing them to invest in raw materials, machinery, or staff expansion without compromising their operations. COFOCE highlighted that one of the main needs identified among exporting companies is precisely the access to additional resources to sustain their growth, especially in internationalization processes that require constant investment. The challenge, they said, is not just to produce, but to compete. Therefore, access to affordable and timely financing is emerging as a key factor for more local companies to integrate and consolidate into global value chains. Small and medium-sized enterprises in Guanajuato that are looking to export or expand their presence in international markets will have new financing options, after the state financier Tú Puedes Guanajuato strengthened its coordination with the Coordinator for Foreign Trade Promotion (COFOCE). The objective is clear: for exporting companies not to hinder their growth due to a lack of liquidity. Through this approach, it is sought that financial executives act as a direct link with producers, facilitating access to credits that will allow scaling production, covering operational costs, and improving logistics processes. The strategy gains relevance in a state that remains one of the main export engines in the country, particularly in sectors such as automotive, agribusiness, and manufacturing.
